The asking price is just a number. What matters is what you receive after fees, waiting costs, and the risk of a sale that never completes. Run your numbers below.
A cash buyer offers less than market value — that’s true. But an estate agent sale carries agent fees (2%+), legal costs, 6+ months of mortgage and bills, and a 29% chance of falling through entirely.
£8,000–£18,000 Typical hidden cost of an agent-led sale on a £150k property over 6 monthsAdjust the sliders to match your property and situation. The comparison updates instantly — showing what each route would actually leave you with, not just the headline figure.
*Legal costs covered up to £1,500. Estimates for illustration only.
The comparison is designed to be honest on both sides. Here’s exactly what each figure represents — and why it matters.
UK estate agents typically charge between 1% and 3% of the sale price. We use 2% as a reasonable middle figure. On a £150,000 property that’s £3,000 you don’t see.
Solicitor conveyancing costs on a standard sale are typically £1,000–£2,000. We use £1,500. If a sale falls through, these may be incurred again on the next attempt.
Every month the property is on the market, you’re paying mortgage, council tax, energy, and insurance. Enter your actual figure for the most accurate comparison.
29% of agreed UK house sales collapse before completion. If yours does, you start again with all the same costs. The 2nd and 3rd attempt buttons model this scenario honestly.
A cash buyer offers less than market value to account for their risk, holding costs, and refurbishment. The slider lets you set where on that range your property might land.
We show 7 days of your household bills on the Jeffries side — a realistic holding cost estimate. Everything else is covered: we pay all legal costs up to £1,500.
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